Home Improvement Loans

Finance your home improvements with a loan from LendKey’s network of community lenders. *View Terms and Conditions

Fixed Rate

6.24%–12.24% APR

(with autopay View Conditions for Autopay Discount)

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Why Borrow?

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Loan Flexibilty

Customizable loan sizes up to $50,000 and flexible funding schedules to meet your project needs

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Competitive Interest Rates

Get a great fixed rate loan for your home improvement project from community lenders that prioritize people over profits.

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Partners You Can Trust

Enjoy peace of mind knowing your loan and home improvement is in the hands of our trusted network of community lenders.

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No Origination Fee

Why pay us money to process your loan application? We'll never charge you any origination fees.

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0.25% Interest Rate Reduction

Set up recurring monthly payments and enjoy a reduced interest rate.

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15 Minutes & Done

Complete your entire application online in under 15 minutes.

  • Manage Your Loan — Our online portal lets you check your balance, make payments, and access your account anytime — day or night.

Are You Eligible?

In addition to the lender's underwriting criteria, you must also meet the following eligibility requirements:

  • You and your co-borrower (if applicable) have reached the age of majority in your state.
  • You and your co-borrower (if applicable) are US citizens or permanent residents.
  • You and your co-borrower (if applicable) own your home, and the home is your primary residence (proof of ownership is required).
  • You and your co-borrower (if applicable) have no previous or current bankruptcy, foreclosure, or short sale.
  • You are financing for a home improvement project on a Single Family Home or a Town Home only, in which you meet the home ownership criteria above
  • You are financing for a general home improvement that is not an above ground pool and/or spa, landscaping (as the sole improvement), or a separate property structure (ex. pole barn).
  • You earn a minimum $50,000.00 in gross annual income (before taxes).
  • You're a member or willing to establish membership with the lending credit union during the online application process.
Have a Question? 866-840-3502 Monday to Friday: 9:00 AM - 8:00 PM ET