Refinance Student Loans

Refinance your existing student loans with Generations Bank to lower your monthly payments and reduce the interest rate. *View Terms and Conditions

Fixed Rate

as low as 4.75% APR

Powered by LendKey

Why Borrow With Us?

Competitive Interest Rates

We can help you replace those high interest rates with a rate that better fits your budget and lifestyle.

Flexible Rates and Terms

Pay your loan off quickly, or keep your monthly payments as low as possible — the choice is yours.

Borrow What You Need

Refinance up to $100,000 in undergraduate student loan debt or $125,000 in graduate debt.

15 Minutes & Done

Complete your entire application online in under 15 minutes.

Manage Your Loan

Our online portal lets you check your balance, make payments, and access your account anytime — day or night.

Simplify Your Finances

With one easy monthly payment, you won't need to keep track of multiple bills.

  • No Origination Fee — Why pay us money to process your loan application? We'll never charge you any origination fees.

Are You Eligible?

In addition to Generations Bank's underwriting criteria, you must also meet the following eligibility requirements:

  • You and your cosigner (if applicable) are US citizens or permanent residents.
  • You've graduated from an eligible school.
  • You're refinancing private and/or federal loans.
  • If you have loans for exam preparation classes (including LSAT, MCAT, GMAT, and GRE), they're not eligible for refinancing.
Have a Question? 888-549-9050 Monday to Friday: 9:00 AM - 8:00 PM ET