Private Student Loans
Let us help you pay for college to achieve your dreams. Apply with us today! *View Terms and Conditions
Variable Rate
4.19%–10.50% APR
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Why Borrow With Us?
Borrow What You Need
Borrow up to $20,000 per year, with a maximum of $80,000 in undergraduate loans or $120,000 in graduate loans.
Competitive Interest Rates
Based on your academic history, your rates may be even lower.
Release Your Cosigner
Give more flexibility to your cosigner by releasing them from your loan after making 60 consecutive on-time full principal and interest payments. †
15 Minutes & Done
Complete your entire application online in under 15 minutes.
Cover Your Education Costs
Use your loan for any qualified educational expense including tuition, room & board, books, and even computers.
No Origination Fee
Why pay us money to process your loan application? We'll never charge you any origination fees.
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Manage Your Loan — Our online portal lets you check your balance, make payments, and access your account anytime — day or night.
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Flexible Payment Options — Multiple in-school payment options to select from, including interest-only and $25.00/month payments.
Are You Eligible?
In addition to Johns Hopkins Federal Credit Union's underwriting criteria, you must also meet the following eligibility requirements:
- You've reached the age of majority in your state.
- You and your cosigner (if applicable) are US citizens or permanent residents.
- You're enrolled at least half-time at an eligible school.
- You have a GPA of at least 2.0.
- You meet the Satisfactory Academic Progress standards as defined by your school.
- You're a member of Johns Hopkins Federal Credit Union (or willing to join during the online application process).