Home Improvement Loans

Finance your home improvements with a loan from LendKey’s network of community lenders. *View Terms and Conditions

Fixed Rate

as low as 6.49% APR

(with autopay View Conditions for Autopay Discount)

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Why Borrow?

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Loan Flexibilty

Customizable loan sizes up to $55,000 and flexible funding schedules to meet your project needs

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Competitive Interest Rates

Get a great fixed rate loan for your home improvement project from community lenders that prioritize people over profits.


Partners You Can Trust

Enjoy peace of mind knowing your loan and home improvement is in the hands of our trusted network of community lenders.

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No Origination Fee

Why pay us money to process your loan application? We'll never charge you any origination fees.

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0.25% Interest Rate Reduction

Set up recurring monthly payments and enjoy a reduced interest rate.


15 Minutes & Done

Complete your entire application online in under 15 minutes.

  • Manage Your Loan — Our online portal lets you check your balance, make payments, and access your account anytime — day or night.

Are You Eligible?

In addition to the lender's underwriting criteria, you must also meet the following eligibility requirements:

  • You and your co-borrower (if applicable) have reached the age of majority in your state.
  • You and your co-borrower (if applicable) are US citizens or permanent residents.
  • You and your co-borrower (if applicable) own your home, and the home is your primary residence (proof of ownership is required).
  • You and your co-borrower (if applicable) have no previous or current bankruptcy, foreclosure, or short sale.
  • You are financing for a home improvement project on a Single Family Home or a Town Home only, in which you meet the home ownership criteria above
  • You are financing for a general home improvement that is not an above ground pool and/or spa, landscaping (as the sole improvement), or a separate property structure (ex. pole barn).
  • You earn a minimum $50,000.00 in gross annual income (before taxes).
Have a Question? 866-840-3502 Monday to Friday: 9:00 AM - 8:00 PM ET