Why Borrow With Us?
Borrow What You Need
Borrow up to $120,000 in undergraduate student loan debt or $160,000 in graduate debt.
Competitive Interest Rates
Based on your academic history, your rates may be even lower.
Release Your Cosigner
Give more flexibility to your cosigner by releasing them from your loan after making 24 consecutive on-time full principal and interest payments. †
15 Minutes & Done
Complete your entire application online in under 15 minutes.
0.25% Interest Rate Reduction
Set up recurring monthly payments and enjoy a reduced interest rate. ‡
Cover Your Education Costs
Use your loan for any qualified educational expense including tuition, room & board, books, and even computers.
Are You Eligible?
In addition to Desert Valleys Federal Credit Union's underwriting criteria, you must also meet the following eligibility requirements:
- You've reached the age of majority in your state.
- You and your cosigner (if applicable) are US citizens or permanent residents.
- You're enrolled at least half-time at an eligible school.
- You have a GPA of at least 2.0.
- You meet the Satisfactory Academic Progress standards as defined by your school.
- You're a member of Desert Valleys Federal Credit Union (or willing to join during the online application process).